Agent 08 / 40 · Chief Risk Officer
Liquidity Watch (LCR/NSFR)
Monitors liquidity ratios against limits.
Skills
- ◆ Daily LCR computation
- ◆ NSFR tracking
- ◆ Funding concentration
- ◆ Contingency funding triggers
Time window to tackle
3 weeks
14 days10 weeks
Risk mitigation prime
Avoids liquidity ratio breaches and funding shocks.
CXO position — prime lead
Chief Risk Officer (CRO)
Regulator
RBI (ICAAP, Basel III, IRACP norms)
Penalty clause
Breach of prudential norms attracts RBI monetary penalties under Section 47A of the Banking Regulation Act, plus possible Prompt Corrective Action restrictions on lending, dividends and expansion.
Indicative summary for awareness — verify against the current Act, regulation and circular.